How to Get the Best CD Rate
Savers are facing a lot of frustrations right now, stemming from the current low-rate environment. While there’s really no such thing as a truly “high yield” CD right now, it’s still possible to...
View ArticleCDs were big when CDs were big
What is a Certificate of Deposit? A certificate of deposit (CD), also known as a time-deposit account, is a fixed-term investment offered by financial institutions. As a depositor into a CD, you are...
View ArticleCD Rate Deal for Monday, June 10, 2013: Intervest National Bank
Have you ever heard of Intervest National Bank? Neither have I, but it does exist, and it’s offering a certificate of deposit or CD for 1.52 percent, which is at least a half point higher than most...
View ArticleCD Rate Deal for Tuesday, June 18, 2013: CIT Bank
Over the last couple weeks, the winners in the CD rate of the week search have been dominated by credit unions. However, most of these candidates shared a common pattern: they were small, served a...
View ArticleCD Rate Deal for Tuesday, June 25, 2013: Doral Direct
While it’s not the best offer out there, Doral Direct’s year and a half certificate of deposit is worth paying attention to in these low interest times. First, the CD rate offered is at 1.03 percent...
View ArticleCD Rate Deal for Monday, July 1, 2013: EH National Bank
When your local bank barely pays 0.75 percent on a certificate of deposit, finding something closer to 1 percent is a goal everyone should striving for to fend off inflation. EH National Bank is...
View ArticleCD Rate Deal for Tuesday, July 9, 2013: Stanford Federal Credit Union
Talk about the Federal Reserve beginning to back out of the market support position has caused Treasury bill interest rates to double. That in turn is also causing many to wonder when consumer savings...
View ArticleCD Rate Deal for Tuesday, July 16, 2013: The Institution for Savings
Have you ever heard of the Institution for Savings? Don’t feel bad if the answer is “no,” most people haven’t. However, the Institution is a bona fide savings institution that offers certificates of...
View ArticleCD Rate Deal of the Week, 5/13: M&T Bank
Though short term interest rates remain low, savers still need a place to put their money in the short term M&T Bank’s 1-year CDs provide one reasonable option. As of today, M&T is offering a...
View ArticleHow to Use CD Ladders for Better Rates Long-Term
The current low-rate environment has many savers gnashing their teeth. They like the idea of cash products, but the yield is so low that they are hard-pressed to beat inflation. One way to take...
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